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Will debit cards be displaced with smart phones?

The Bloomberg article says that AT&T and Verizon are “planning a venture plan” that is to displace credit and debit cards with smartphones, and such plan is posing a new threat to Visa Inc. and MasterCard Inc. The trial would be the carriers’ biggest effort to spur mobile payments in the U.S. and supplant more than 1 billion plastic cards in American wallets. The system would allow consumers to pay at stores with a contactless wave of a smartphone. Oh, really?
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