If $400 is money you can invest, then you have more than 45% of Americans. The best strategy would be, in my opinion, to invest in high quality dividend stocks – dividend aristocrats. Here is a list of all high quality dividend stocks – champions (aristocrats), challengers, and contenders, Dividend Growth Stocks CCC list go Continue reading →

Are you referring to “stock trading” or “stock investing”? Because there is a huge difference between the two. If you really mean “trading” then unfortunately you I have bad news for you. You won’t get rich quick. You won’t be able to trade successfully in a small account. You may have some success but long Continue reading →

In fact, there is not too much optimism despite markets moving higher. Too many people are sitting aside expecting a crash, too many investors are pulling money out of the market (check equity funds outflows), too many pundits are speculating and competing in predictions who would nail the coming crash and recession. All this is Continue reading →

If you want to be risky (which at your age is a great approach, because as you said, you have time on your side to make mistakes and repair them). In this case, individual stocks are the way to go. Forget mutual funds or ETFs. These are average and many do not even beat the Continue reading →

If you pick a broker who will charge you zero commissions so you can buy even 1 share of a stock and pay nothing to do so, then yes, you can still do it. Choose high quality dividend growth stocks (dividend aristocrats), 3 to 5 companies, buy few shares (choose stocks in the $40 – Continue reading →

Is this investment strategy good: allocate 75% in savings account with high APY(~2%), 20% in long term re-investing dividend stocks and 5% in short to mid term high risk stocks (kind of a swing trade)?     How old are you? If you are close to retirement or retired, and inherited a large sum of Continue reading →

I bet many people will tell you that you can’t because of diversification and other myths and misconceptions what all sorts of advisers tell general public to cover their backs and lack of deeper knowledge. I started like that myself and built up a nice portfolio. It is difficult at first but doable, mainly today Continue reading →