Wow, the year 2021 is over. I wish all my readers Happy New Year 2022! It was exceptionally good year. I made a lot of money this year trading options, buying dividend growth stocks, and reinvesting the dividends.

Overall, I achieved 60% ROI trading options, but if we take into account that I started the account with $20,572.35 and made $62,026 trading options, I achieved 301.50% revenue trading options!
 

Here is a picture from my tracking spreadsheet:
 

 
So, as you can see, I was doing pretty well in 2021 trading options. Along with the stock holdings, that delivered an astonishing 408.67% Net-Liq growth in 2021. I hope, I will have 2022 as successful as 2021 although I do not expect it because, honestly, my trading was quite aggressive and I want to slow down next year.
 

Here is our investing and trading report:

Dividend Investing and Trading Report

 
Last week we have received $9.46 in dividends bringing December’s dividend income to $200.20. We didn’t buy any shares of dividend growth stocks last week. We only traded SPX credit spreads.

Here you can see our dividend income per stock holding:

Growth stocks Investing and Trading Report

Last week we didn’t buy any new positions in growth stocks.

Options Investing and Trading Report

 
Last week we rolled some of the trades that got their call sides breached as the market rallied. But we also bought a protective put against our BABA strangle trade. I no longer feel comfortable holding BABA naked. I think BABA will eventually go to $30 a share. BABA jumped up almost 10% last week but then it started selling again. Buying the protective put reduced our risk in case I am right and the stock goes bust (and I am no longer going to defend the position) unless the Chinese government changes their investment rules so they will be similar to the western countries rules, not necessarily those in the US. Until then, any Chinese company listed in the US is a tremendous risk to me and I am not willing to take it.

These adjustments and buying the protective put lowered our December income by -$1,411.00 bringing December at $8,667.00.
 

We were actively trading our SPX strategy that delivered $1,045.00 weekly income. However, the market stalled at the $4,800 level that acts as resistance. It then bounced down and some of our SPX positions are in the money. If the selling continues we may be closing those positions at a loss.

You can watch all our trades in this spreadsheet. You can watch the spreadsheet and look for a “NEW” indication next to the trading date. When the indicator shows up, it is typically good for up to 3 days to follow that trade.
 

Expected Future Dividend Income

 
We have received $9.46 in dividends last week. Our portfolio currently yields 4.70% at $104,644.64 market value.

 
Our projected annual dividend income in 10 years is $24,969.22 but that projection is if we do absolutely nothing and let our positions grow on their own without adding new positions or reinvesting the dividends.

We are also set to receive a $4,825.62 annual dividend income. We are 19.33% of our 10 year goal of $24,969.22 dividend income.

The chart above shows how our future dividend income is based on the future yield on cost and what dividend income we may expect in the future. The expected dividend growth depends on what stocks we are adding to our portfolio and the stocks’ 3 years average dividend growth rate. It is interesting to see what passive income we may enjoy 10, 20, 25, or 30 years from now.

Market value of our holdings

 
Our non-adjusted stock holdings market value increased from $132,669.29 to $133,469.78 last week.

This is another great achievement of our 2021 investing journey. We diligently reinvested all our dividends and options premiums buying stocks and creating a snowball.

Here is another view of our investing progress and stock holdings growth:

As you can see, we started the year with an $18,179.67 stock holdings value and grew our positions to $133,469.78.

Our goal was to accumulate 100 shares of dividend growth stocks we liked and then start selling covered calls or strangles around those positions. We also planed on reinvesting all dividends back to those holdings. We fulfilled our goal at 66%.

Here is what our goal was at the beginning of 2021:

And here is how our goal evolved over time and how we accomplished it:

I am happy with the result but I hoped I could achieve more and buy more shares. But the goal was evolving and I focused on adding new strategies that postponed the goal too. Later when the markets became volatile I had to keep buying power available to sustain the swings (and sometimes I had hard times keeping my BP positive). Overall, I consider this a good achievement.

I will be moving unfinished goals into the 2022 year.

Investing and trading ROI

Our options trading delivered a 8.28% monthly ROI in December 2021, totaling a 59.27% ROI YTD. We again exceeded our 45% annual revenue selling options against dividend stocks target!

Our account grew by 408.67% beating our projections and the market.
 

Our options trading averaged $5,168.83 per month this year. If this trend continues, we are on track to make $62,026.00 trading options in 2021. As of today, we have made $62,026.00 trading options.
 

Old SPX trades repair

This week, we didn’t adjust our old SPX trades. Our goal is to reach a level where we will be eligible for portfolio margin (PM). Once that happens, we plan on converting the existing SPX Iron Condors to strangles and trade these positions as strangles.

With RegT margin, the capital requirements would be approx. $66,586.06 and that is beyond our means. With PM the requirement for margin would drop to around $10k. That is doable in our account. Once we reach this level, we will start adjusting our SPX trades accordingly. Until then, we will just roll these trades around.

We however traded our SPX put credit spread strategy which you will be able to review in my next report.

Market Outlook

The market rallied to the $4,800 mark as we predicted in our newsletter and then stalled. The $,800 level happened to become a strong resistance. Almost a book perfect resistance. The market tried to go above but retreated. But trading was light and pretty much quiet. VIX was down and the VIX structure indicates no troubles, also all our SPX trading signals were positive. So I think there is no need to worry. The current price action seems to be just a consolidation. But we need to wait for the next week.

If you want to learn more about the stock market, events that moved the market last week and will likely impact it in the near future, I recommend you to subscribe to our weekly newsletter. Knowing where the market is heading and knowing when you should expect its reversal can benefit your trading and investing. Subscribe and you get one month free.

Investing and trading report in charts

Account Net-Liq

Account Stocks holding

Last week, S&P 500 grew 64.76% since we opened our portfolio while our portfolio grew 29.80%. On YTD basis, the S&P 500 grew 34.92% and our portfolio 22.82%.

The numbers above apply to our stock holdings only. Our overall account net-liq grew by 408.67% this year! This is thanks to options trading that generates income. It can be also seen how the options help lower our cost basis. Just compare the P&L in the regular (left) column with the P&L in the “Options adjusted” column. For example, our AES holding would be a loser as of today (down -7.31%), but we generated enough income (we can call it also a return of our invested capital) and that position is 133.29% up.
 

Stock holdings Growth YTD

I expect our stock holdings to start outperforming the market hopefully soon. The entire portfolio beats the market by far thanks to monetizing those positions.

Our 10-year goal is to grow this account to $1,000,000.00 value in ten years. We are in year two and we accomplished 10.46% of that goal.

Our 6-year goal is to reach $175,000 account value to be eligible for portfolio margin (PM) and today we accomplished 59.80% of that goal.

Our 2021 year goal is to grow this account to a $42,344.00. We already accomplished this goal.

Investing and Trading Report – Options Monthly Income

Investing and Trading Report – Options Annual Income

Our dividend goal and future dividends

We have accomplished our dividend income goal. We planned to make $1,071 of dividend income this year and we finished receiving $2,785.53. However, we accumulated enough shares to start making $4,825.62 a year.

Also, it is amazing to see, that on monthly basis, we received $53 in dividends and grew our account and now we are receiving $400 in dividends.
 

Our account cumulative return

The chart below indicates our cumulative adjusted return.
 

As of today, our account cumulative return is 56.47% (note, data in this section are since March 13, 2021, only as that is the date we started tracking these metrics. Thus the results are skewed a bit and will show full picture next year.).

I have a favor to ask. If you like this report, please, hit the like button so I know that there is enough audience that like this content. Also if there is something you want to know or you want me to change this report to a different format, let me know in the comments section.

One more week and the year 2021 will be over. So far, it was a very good year investing and trading in dividend growth stocks and options monetizing my positions. This investing and trading report will show our effort in achieving our goals.

As Santa rally came to the town, our Net-Liq recovered form last week selloff by +3.45%, our options income increased in December by +9.86% and our dividend income is in line with our monthly goal.

December became our best month in options trading income.
 

Here is our investing and trading report:

Dividend Investing and Trading Report

 
Last week we have received $54.51 in dividends bringing December’s dividend income to $190.74. We didn’t buy any shares of dividend growth stocks last week, but as we completed our HFEA accumulation goal, we will now focus on accumulating dividend growth and high-yield dividend stocks.

Our goal is to accumulate enough shares of RYLD this year and next year so the dividends will cover our mortgage monthly payments. At first, we will reinvest all dividends and premiums until we reach a $300 monthly payment (HELOC loan). Once we reach this goal, we will use the dividends to pay off our HELOC. At the current RYLD price and yield, we need to accumulate $36,000 and buy 1470 shares.

Here you can see our dividend income per stock holding:

Growth stocks Investing and Trading Report

Last week we didn’t buy any new positions of growth stocks.

Options Investing and Trading Report

 
Last week we rolled some of the trades that got their call sides breached as the market rallied.

These adjustments delivered $3,909.00 of additional options income bringing December at $6,169.00.
 

We were actively trading our SPX strategy that delivered $715.00 weekly income.

You can watch all our trades in this spreadsheet. You can watch the spreadsheet and look for a “NEW” indication next to the trading date. When the indicator shows up, it is typically good for up to 3 days to follow that trade.
 

Expected Future Dividend Income

 
We have received $54.51 in dividends last week. Our portfolio currently yields 4.49% at $102,249.29 market value.

 
Our projected annual dividend income in 10 years is $23,510.42 but that projection is if we do absolutely nothing and let our positions grow on their own without adding new positions or reinvesting the dividends.

We are also set to receive a $4,836.21 annual dividend income. We are 20.57% of our 10 year goal of $23,510.42 dividend income.

The chart above shows how our future dividend income is based on the future yield on cost and what dividend income we may expect in the future. The expected dividend growth depends on what stocks we are adding to our portfolio and the stocks’ 3 years average dividend growth rate. It is interesting to see what passive income we may enjoy 10, 20, 25, or 30 years from now.

Market value of our holdings

 
Our non-adjusted stock holdings market value increased from $129,178.85 to $132,669.29 last week.

Our goal is to accumulate 100 shares of dividend growth stocks we like and then start selling covered calls or strangles around those positions. We also plan on reinvesting all dividends back to those holdings. I plan on doing this until the portfolio can deliver enough income to cover all living expenses and then start trading full-time.
 

Investing and trading ROI

Our options trading delivered a 9.86% monthly ROI in December 2021, totaling a 62.04% ROI YTD. We again exceeded our 45% annual revenue selling options against dividend stocks target!

Our account grew by 397.02% beating our projections and the market.
 

Our options trading averaged $5,286.42 per month this year. If this trend continues, we are on track to make $63,437.00 trading options in 2021. As of today, we have made $63,437.00 trading options.
 

Old SPX trades repair

This week, we didn’t adjust our old SPX trades. Our goal is to reach a level where we will be eligible for portfolio margin (PM). Once that happens, we plan on converting the existing SPX Iron Condors to strangles and trade these positions as strangles.

With RegT margin, the capital requirements would be approx. $66,586.06 and that is beyond our means. With PM the requirement for margin would drop to around $10k. That is doable in our account. Once we reach this level, we will start adjusting our SPX trades accordingly. Until then, we will just roll these trades around.

We however traded our SPX put credit spread strategy which you can overview in this report.

Market Outlook

Santa Claus finally arrived in the town and delivered its rally. Stocks recovered losses from previous weeks and with it, our net-liq recovered too. It was obvious that the selloff had no legs as the fear indicators showed that the market didn’t really care about Omicron or any other BS out there. I will write about this in my newsletter. So, if you want to know why I knew that the market will not repeat December 2018 selloff, subscribe to the newsletter.

If you want to learn more about the stock market, events that moved the market last week and will likely impact it in the near future, I recommend you to subscribe to our weekly newsletter. Knowing where the market is heading and knowing when you should expect its reversal can benefit your trading and investing. Subscribe and you get one month free.

Investing and trading report in charts

Account Net-Liq

Account Stocks holding

Last week, S&P 500 grew 63.37% since we opened our portfolio while our portfolio grew 29.00%. On YTD basis, the S&P 500 grew 33.52% and our portfolio 22.01%.

The numbers above apply to our stock holdings only. Our overall account net-liq grew by 397.02% this year! This is thanks to options trading that generates income. It can be also seen how the options help lower our cost basis. Just compare the P&L in the regular (left) column with the P&L in the “Options adjusted” column. For example, our AES holding would be a loser as of today (down -10.17%), but we generated enough income (we can call it also a return of our invested capital) and that position is 126.09% up.
 

Stock holdings Growth YTD

I expect our stock holdings to start outperforming the market hopefully soon. The entire portfolio beats the market by far thanks to monetizing those positions.

Our 10-year goal is to grow this account to $1,000,000.00 value in ten years. We are in year two and we accomplished 10.22% of that goal.

Our 6-year goal is to reach $175,000 account value to be eligible for portfolio margin (PM) and today we accomplished 58.43% of that goal.

Our 2021 year goal is to grow this account to a $42,344.00. We already accomplished this goal.

Investing and Trading Report – Options Monthly Income

Investing and Trading Report – Options Annual Income

Our dividend goal and future dividends

We have accomplished our dividend income goal. We planned to make $1,071 of dividend income this year and we finished receiving $2,776.07. However, we accumulated enough shares to start making $4,836.21 a year.

Also, it is amazing to see, that on monthly basis, we received $53 in dividends and grew our account and now we are receiving $400 in dividends.
 

Our account cumulative return

The chart below indicates our cumulative adjusted return.
 

As of today, our account cumulative return is 52.89% (note, data in this section are since March 13, 2021, only as that is the date we started tracking these metrics. Thus the results are skewed a bit and will show full picture next year.).

We will report our next week’s results next Saturday. Until then, good luck and good trading!

December is almost over. The entire year 2021 is almost over. Despite extreme volatility, FED, inflation, fear, I must say, 2021 was an exceptional year for me. This is almost the last investing and trading report this year. I was reporting my progress diligently every week to show how I was doing. And the results exceeded expectations.

Our Net-Liq decreased form last week jump because of the market selloff up by +13.24%), our options income increased in December by +6.24% and our dividend income is in line with our monthly goal.

What are my expectations for the rest of the year? I still think this market will reach $4,800 by the end of the year although my conviction is lesser than before. FED announcing tapering and possible interest rates hike next year can spark a repetition of Christmas 2018 selling. Although, if that was the case, we would be already down significantly and not a measly 2%.
 

Here is our investing and trading report:

Dividend Investing and Trading Report

 
Last week we have received $40.50 in dividends bringing December’s dividend income to $136.23. We bought 10 shares of RYLD ETF for dividend income. I will be accumulating this ETF more often now as I wish to create a dividend income from this fund to cover my mortgage payments. So, I will be accumulating and reinvesting dividends. Once my dividend income exceeds the mortgage payments, I plan on withdrawing the dividend. Then I shift back to accumulating other stocks.

Here you can see our dividend income per stock holding:

Growth stocks Investing and Trading Report

Last week we continued accumulating our position in the HFEA strategy. We kept buying SPXL and TMF shares to reach our target allocation. We are only a few shares short of the target and I think we will finish accumulating the shares next week. Other than that, we didn’t buy any other growth stocks positions.

Options Investing and Trading Report

 
The stock market recovered the previous selloff after FED announced its tapering and interest rates hike. The announcement was taken as a relief and the market rallied. Nasdaq went up almost 3% that day. We had to adjust a few strangle positions to the upside.

Then, the market turned lower as investors (possibly the same investors who pushed Nasdaq to 3% gain) started selling the same stocks, and the rest of the week we had a significant selloff. We had to adjust those same strangles back down.

These adjustments delivered $2,265.00 of additional options income bringing December at $6,169.00.
 

You can watch all our trades in this spreadsheet. You can watch the spreadsheet and look for a “NEW” indication next to the trading date. When the indicator shows up, it is typically good for up to 3 days to follow that trade.
 

Expected Future Dividend Income

 
We have received $13.21 in dividends last week. Our portfolio currently yields 4.41% at $98,835.00 market value.

 
Our projected annual dividend income in 10 years is $22,577.31 but that projection is if we do absolutely nothing and let our positions grow on their own without adding new positions or reinvesting the dividends.

We are also set to receive a $4,432.93 annual dividend income. We are 19.63% of our 10 year goal of $22,577.31 dividend income.

The chart above shows how our future dividend income is based on the future yield on cost and what dividend income we may expect in the future. The expected dividend growth depends on what stocks we are adding to our portfolio and the stocks’ 3 years average dividend growth rate. It is interesting to see what passive income we may enjoy 10, 20, 25, or 30 years from now.

Market value of our holdings

 
Our non-adjusted stock holdings market value decreased from $129,791.56 to $129,178.85 last week. On month to month our stock holding value increased from $121,107.63 to $129,178.85 value.

Our goal is to accumulate 100 shares of each stock of our interest and we are getting to that goal.
 

Investing and trading ROI

Our options trading delivered a 6.24% monthly ROI in November 2021, totaling a 60.23% ROI YTD. We again exceeded our 45% annual revenue selling options against dividend stocks target!

Our account grew by 380.43% beating our projections and the market.
 

Our options trading averaged $4,960.67 per month this year. If this trend continues, we are on track to make $59,528.00 trading options in 2021. As of today, we have made $59,528.00 trading options.
 

Old SPX trades repair

This week, we didn’t adjust our old SPX trades. Our goal is to reach a level where we will be eligible for portfolio margin (PM). Once that happens, we plan on converting the existing SPX Iron Condors to strangles and trade these positions as strangles.

With RegT margin, the capital requirements would be approx. $66,586.06 and that is beyond our means. With PM the requirement for margin would drop to around $10k. That is doable in our account. Once we reach this level, we will start adjusting our SPX trades accordingly. Until then, we will just roll these trades around.

Market Outlook

We are still bullish and we think that this market will rally and reaches $4,800 by the year-end. Although, this may be derailed by Wall Street still panicking over the FED’s tapering and interest hike. We have to wait to see and trade cautiously.

If you want to learn more about the stock market, events that moved the market last week and will likely impact it in the near future, I recommend you to subscribe to our weekly newsletter. Knowing where the market is heading and knowing when you should expect its reversal can benefit your trading and investing. Subscribe and you get one month free.

Investing and trading report in charts

Account Net-Liq

Account Stocks holding

Last week, S&P 500 grew 59.73% since we opened our portfolio while our portfolio grew 25.97%. On YTD basis, the S&P 500 grew 29.89% and our portfolio 18.99%.

The numbers above apply to our stock holdings only. Our overall account net-liq grew by 380.43% this year! This is thanks to options trading that generates income. It can be also seen how the options help lower our cost basis. Just compare the P&L in the regular (left) column with the P&L in the “Options adjusted” column. For example, our AES holding would be a loser as of today (down -8.11%), but we generated enough income (we can call it also a return of our invested capital) and that position is 131.27% up.
 

Stock holdings Growth YTD

I expect our stock holdings to start outperforming the market hopefully soon. The entire portfolio beats the market by far thanks to monetizing those positions.

Our 10-year goal is to grow this account to $1,000,000.00 value in ten years. We are in year two and we accomplished 9.88% of that goal.

Our 6-year goal is to reach $175,000 account value to be eligible for portfolio margin (PM) and today we accomplished 56.48% of that goal.

Our 2021 year goal is to grow this account to a $42,344.00. We already accomplished this goal.

Investing and Trading Report – Options Monthly Income

Investing and Trading Report – Options Annual Income

Our dividend goal and future dividends

We have accomplished our dividend income goal. We planned to make $1,071 of dividend income this year and we finished receiving $2,721.56. However, we accumulated enough shares to start making $4,432.93 a year.

Also, it is amazing to see, that on monthly basis, we received $53 in dividends and grew our account and now we are receiving $400 in dividends.
 

Our account cumulative return

The chart below indicates our cumulative adjusted return.
 

As of today, our account cumulative return is 47.78% (note, data in this section are since March 13, 2021, only as that is the date we started tracking these metrics. Thus the results are skewed a bit and will show full picture next year.).

We will report our next week’s results next Saturday. Until then, good luck and good trading!