Lending Club Holdings

I really enjoy investing with Lending Club. I’ve been investing with Lending Club for almost 3 years and over that time I have developed a method of selecting, evaluating and watching new notes in which I want to invest and those I am already invested in. The method of watching the notes I already own helped me to avoid late or defaulting notes. And by that I mean absolutely no troubled note at all. By watching carefully my notes I was able to sell any note before it turned bad. This process helped me to have only current notes and increasing my return.

The following charts are showing my current record.

Interest rate over time:

Current account value:

Monthly payments (interest & principal):

Annual interest income:

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Happy trading!

8 Responses to “Lending Club Holdings”

  1. Nicely done :) Happy to see success. You should tag your p2p tweets with #p2plending. Peter Renton or myself usually try and retweet those tags.

    • Martin says:

      Simon, I will try. I am not much familiar with Twitter and most of my tweets are automatically done thru this blog, but when tweeting directly, I will definitely do it.

      As far as P2P I am very happy with the results and unless anything changes I think I will be able to get great results in the future. It works great for me so far.

      Thanks for stopping by.

  2. Kirk says:

    Hi. If you could send me how you know watch your loans and know when to sell them (as well as the discount/markup on the loan selling), I would be most appreciative!

    Thanks!

  3. Nathan says:

    I have been following your blog and enjoy it. Could you email me your lending club secret on avoiding loan defaults. Keep up the good work. Good info.

  4. admin says:

    Hi CI, currently I do not plan publishing it, but I can send you an email. Send me your contact and I can shoot you my strategy.

  5. CI says:

    Hey! Do you mind sharing your LC secret? Do you look at the movement in credit ratings?

    You clearly have had excellent results! I’d be interested in learning from you!

    CI

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