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Posted by Martin March 20, 2020

Why are so many people saying to putting money into an emergency fund and 6 months of expenses in savings when I could put that money in a taxable investment account and let it grow and use a credit card or HELOC for any emergencies?

There is nothing wrong with that as long as: you have access to a credit card which you can use to pay all your living expenses for a prolonged time without a need to pay it back every month (for example, if you lose a job or have an accident and can’t have a job Continue reading →

Posted by Martin February 14, 2020

Are all the trading mentors scam?

I must admit, majority of all sorts of gurus, mentors, sellers of all sorts of magical formulas which would make you rich overnight are scam. It is sad but this trading industry is full of charlatans and pure thieves who just go unscrupulously after your money. They are not there to help you. There are Continue reading →

Posted by Martin February 19, 2018

The amount of ignorance is saddening

Today, the stock market was closed for observance of the President Day. Boy, I wish I could have those holidays and be at home doing nothing the same as bankers, government, and schools. But I still have to work as my trading account is not yet providing enough income to live off of it. Besides Continue reading →

Posted by Mark Pokorny February 10, 2018

4 Mortgage Myths to Forget Now

4 Mortgage Myths to Forget Now

When you are getting ready to buy a home, you need to start looking at mortgages. Almost everyone needs a mortgage, and unless you have a lot of experience, it can be difficult to understand everything about your mortgage. There are a lot of myths out there, so here are a few you should ignore. Continue reading →

Posted by Mark Pokorny January 06, 2018

Is Getting a Loan for a Home Remodel Worth the Risk?

Is Getting a Loan for a Home Remodel Worth the Risk?

Any time you seek financing for a large purchase, you assume some kind of risk. For example, when you apply for a car loan, you assume the risk that you could be buying a lemon. Similarly, getting a home loan means taking on the risks of home-ownership costs and maintenance. Along with this kind of Continue reading →

Posted by Mark Pokorny December 20, 2017

5 Reasons a Degree in Accounting Provides the Most Versatile Career

5 Reasons a Degree in Accounting Provides the Most Versatile Career

There was a time when people viewed accountants with disdain, often making jokes about the high school nerds growing up to become accountants with their thick-framed eyeglasses and pocket protectors. That’s no longer the case. Today, the world recognizes the need for qualified accountants, and that has opened up a whole world of opportunities who Continue reading →

Posted by Mark Pokorny December 15, 2017

How Does Today’s Politics Affect My Investments?

How Does Today's Politics Affect My Investments?

When New York billionaire Donald Trump was surprisingly elected President of the United States in 2016, major stock exchanges around the world immediately reacted to the news. Wall Street was not in session when the first reports of a major election upset were broadcast; however after-hours trading declined sharply that night. Across the Atlantic, European Continue reading →

Posted by Mark Pokorny December 09, 2017

How Much Should You Be Spending on Home Security?

How Much Should You Be Spending on Home Security?

Most people only buy a couple of home security systems during their lives, so it’s easy to understand why they don’t know how much they should expect to spend on one. The fact is that the price of a security system will depend on the type of system that the home needs. The price range Continue reading →

Posted by Mark Pokorny December 05, 2017

How Your College Degree Impacts Your Investing Ability

How Your College Degree Impacts Your Investing Ability

You probably already know that a college degree is beneficial for many reasons, ranging from job security to career satisfaction and even the legacy you will leave for your children. There is yet another benefit to obtaining a college degree, although it may not be directly apparent. That personal finance class during your freshman year Continue reading →

Posted by Mark Pokorny November 30, 2017

How Do I Bounce Back from a Foreclosure Threat?

How Do I Bounce Back from a Foreclosure Threat?

If you were recently on the brink of foreclosure or if you are facing this possibility today, you understandably want to take necessary steps to secure your personal financial health. Your goals may be to protect your assets and to hopefully stay in your home. In some cases, homeowners can accomplish all of these goals, Continue reading →