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April 2023 Investing and Trading Report

As bears are trying to push their gloom and doom agenda, predicting the end of the world, our trading and investing did really well this month. We collected over $16k in options premiums. Even our dividend income exceeded my expectations as we collected over $800 this month. I am satisfied with the results.

I still believe this market bear is over and despite all the bearishness, we are in fact recovering from a mild recession. While bears are expecting a recession, I think we already had it. You can read my newsletters to see my take on the market and economy. And I still think, the bears will get kicked in their groins hard even though we may see volatility when the investors will freak out but then switch to FOMO the very next day. It is a typical behavior of an ending bear market.

Our cash to buying power dropped a bit as we continued reinvesting our proceeds:

Cash - Net-Liq - BP 04

Our options trading delivered $16,410.00 gain last month (22.86%). Our net-liq value increased by 0.83% to $71,771.33 value. Our overall account is up 15.28% YTD and -31.41% from when the bear market started in January 2022.

Here is our investing and trading report:


Account Value: $71,771.33 $588.61 0.83%
Options trading results
Options Premiums Received: +$16,410.00
01 January 2023 Options: +$1,466.00 +1.97%
02 February 2023 Options: $2,754.00 +10.34%
03 March 2023 Options: -$1,462.00 -2.05%
04 April 2023 Options: +$16,410.00 +8.54%
Options Premiums YTD: +$8,890.00 +12.39%
Dividend income results
Dividends Received: +$820.22
01 January 2023 Dividends: +$407.13
02 February 2023 Dividends: +$731.21
03 March 2023 Dividends: +$482.14
04 April 2023 Dividends: +$820.22
Dividends YTD: +$2,451.23
Portfolio Equity
Portfolio Equity: $212,125.76 +$12,857.03 +6.45%
Portfolio metrics
Portfolio Yield: 5.75%
Portfolio Dividend Growth: 22.13%
Ann. Div Income & YOC in 10 yrs: $397,276.83 178.15%
Ann. Div Income & YOC in 20 yrs: $5,543,226,341.54 2,485,716.95%
Ann. Div Income & YOC in 25 yrs: $90,749,191,879,564.90 40,694,135,607.19%
Ann. Div Income & YOC in 30 yrs: $119,892,328,439,280,000,000.00 53,762,623,894,706,400.00%
Portfolio Alpha: 6.96%
Sharpe Ratio: 6.37 EXCELLENT
Portfolio Weighted Beta: 0.49
CAGR: 229.40
AROC: 12.80%
TROC: 14.23%
Our 2023 Goal
2023 Dividend Goal: $8,000.00 30.64% In Progress
2023 Options Income Goal: $70,000 23.39% In Progress
2023 Portfolio Value Goal: $96,532.51 74.35% In Progress
6-year Portfolio Value Goal: $175,000.00 41.01% In Progress
10-year Portfolio Value Goal: $1,000,000.00 7.18% In Progress


Dividend Investing and Trading Report


In April 2023 we have received $820.22 in dividends bringing our dividend income at $2,451.23.

Last month, we bought these dividend growth stocks:

– 1 share of TSN @ $60.84
This purchase was a reinvestment of an option premium.

– 5 shares of POOL @ $340.03
I initiated investing in this company and I plan to accumulate 100 shares.

– 25 shares of VICI @ $32.84
VICI is a great REIT underappreciated by investors. So I am adding it before they find out.

Here is a chart of our account equity showing our accumulation goal and the value of all stocks in our account. It shows a nice upward-sloping chart as our equities grow. This is a result of our options trading and using premiums to buy dividend stocks:

Account Equity March 2023

And here you can see the dividend income those equities pay us every year:

Annual Dividend Payout March 2023


Growth stocks Investing and Trading Report


In April 2023, we bought the following growth stocks and funds:

  • 15 shares of GOOGL @ $105.84
    I am accumulating this stock now to reach 100 shares after which we will start selling covered calls.
  • 6 shares of NVEI @ $43.11
    I am accumulating this stock now to reach 100 shares after which we will start selling covered calls. It is a purely speculative trade.

  • 2 shares of CROX @ $121.77
    I reinvested options premium when selling credit call spread.


Options Investing and Trading Report


In April 2023, our options trading delivered a loss of $16,410.00. This was an unexpected result. Most of the income came from SPX trading, others came from selling covered calls.

We sold covered calls against these companies:

Sold 1 ARCC Sep15 covered call for 0.15
Sold 1 BAC May19 covered call for 0.28
Sold 1 ENB Oct20 covered call for 0.53
Sold 1 JXN May19 covered call for 0.63
Sold 1 OHI Sep15 covered call for 0.45
Sold 1 PMT Jul21 covered call for 0.40
Sold 1 TMUS Apr28 covered call for 0.77
Sold 1 TRIN Jul21 covered call for 0.10
Sold 1 GAIN Oct20 covered call for 0.20

We also sold many vertical spreads for income.


Expected Future Dividend Income


We received $820.22 in dividends last month. Our portfolio currently yields 5.75% at $71,771.33 market value.

Our projected annual dividend income in 10 years is $397,276.83, but that projection is if we do absolutely nothing and let our positions grow without adding new positions or reinvesting the dividends.

We are also set to receive a $7,481.56 annual dividend income ($623.47 monthly income). We are 1.88% of our 10 year goal of $397,276.83 dividend income.

Future Divi on YOC 02

The chart above shows how our future dividend income is based on the future yield on cost and what dividend income we may expect. The expected dividend growth depends on what stocks we add to our portfolio and the stocks’ 3 years’ average dividend growth rate. It is interesting to see what passive income we may enjoy 10, 20, 25, or 30 years from now.


Market value of our holdings


Our non-adjusted stock holdings market value increased from $199,268.73 to $212,125.76 last month.

In 2023 we planned on accumulating dividend stocks, monetizing these positions, HFEA strategy, and SPX trading. We plan to raise more of our holdings to 100 shares to sell covered calls. We continued rebalancing our options trades that released buying power significantly. That allowed us to start repurchasing shares of our interest.

Stock holdings trading week 03

We aim to accumulate 100 shares of dividend growth stocks we like and then start selling covered calls or strangles around those positions. We also planned on reinvesting all dividends back into those holdings.


Investing and trading ROI


Our options trading delivered a 22.86% monthly ROI in April 2023, totaling a 22.53% ROI YTD. We plan to exceed our 45% annual revenue goal in selling options against dividend stocks.

Our entire account is still down -31.41% from when the bear market started. However, in 2023 our account is up 15.28% YTD.

Our trading averaged $3,274.80 per month this year. If this trend continues, we will make $39,297.60 in trading options in 2023. As of today, we have made $16,374.00 in trading options. This is below our projected goal. Based on the goal, we should average $5,834 options income per month. But I hope, as the year progresses, we can increase options income to our goal.


Premium SPX trading


We traded our SPX put credit spread strategy we provide signals to our paid members. You will be able to review the results in in our next post. Last month, the Premium SPX strategy provided -$1,303.00 loss (-2.54%) while SPX delivered +1.46%.


Investing and trading report in charts


Account Net-Liq


TW Account trading Net-Liq 04

The drawdown of our account is highly discouraging, but it started improving. I am not selling any stock positions, and I will be buying back those I sold to release our Buying Power. On top of that, I will be buying more dividend-paying shares as much as possible.


Account Stocks holding


TW Account holdings 04

Last month, S&P 500 grew 44.14% since we opened our portfolio while our portfolio grew 15.90%. On YTD basis, the S&P 500 grew 11.41% and our portfolio 6.42%. We are underperforming market.

The numbers above apply to our stock holdings adjusted by options premiums.


Stock holdings Growth YTD


TW Account holdings Growth YTD

Our stock holdings are underperforming the market. Hopefully, this trend will stay, and we will constantly do better than S&P 500.

Our 10-year goal is to grow this account to $1,000,000.00 value in ten years. We are in year two, and we accomplished 7.18% of that goal.

Our 6-year goal is to reach $175,000 account value to be eligible for portfolio margin (PM), and today we accomplished 41.01% of that goal.

Our 2023 year goal is to grow this account to a $96,532.51, and today we accomplished 74.35% of this goal.


Investing and Trading Report – Options Monthly Income


TW Options Trading Income 02

Investing and Trading Report – Options Annual Income


TW Options Annual Trading Income 03


Our dividend goal and future dividends


TW Received vs Projected Dividends 03

We planned to make $8,000.00 in dividend income in 2023. As of today, we received $2,451.23. We also accumulated enough shares to start making $7,481.56 a year. Our monthly projected dividend income is $636.80, and our current monthly dividend income is $204.27.

TW Received vs Future monthly Dividends 03


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