A few years ago when banks paid 3, 4, 5 or even more per cent interest on deposits such as CDs (Certificate of Deposit) or some savings accounts people were creating ladders. It was a quite popular method of creating an income stream. If you had a substantial amount of money, you could spread them Continue reading →
Ten Commandments of Personal Finance
For most of the people, getting their personal finances on right track is more challenging than walking on desert for 10 years. But managing your finances is not impossible and it doesn’t demand any miracle from you side. Most of the people are afraid to take some essential steps to manage their finances this is Continue reading →
New trading strategy testing
Recently I was working on a new strategy on picking stocks. I always wanted to develop mechanical trading – a sort of rules which would allow me to eliminate human emotions from trading. Human emotions are the worst enemy of every trader and investor. They make us do stupid things on the market. They force Continue reading →
8 Ways to Beat the Recession
Recession is the time when, media constantly talks about the doom and gloom of financial crisis, credit crunch and plummeting stock markets. During such a time, every individual starts worrying over the impact of recession on his job, finances, business and even personal life. The sudden decline in economy and rising cost of living can Continue reading →
How to Eliminate Errors from Your Credit Report
Credit bureaus which are also referred as credit reporting agencies have to provide accurate credit report to customers. But, what an individual should do when he spots some serious errors in his credit report? The best solution is to take some immediate steps to correct those errors. On the virtue of Fair Credit Reporting act, Continue reading →
Comprehensive Tax Guide for Investors
When tax planning season comes close, many individuals rush to tax experts to minimize their tax liabilities. Most of the times, it is observed that tax payers end up paying higher taxes than they are obliged to pay. Though lack of time to conduct proper tax planning is a reason, this can be also attributed Continue reading →
How to Break your Bad Financial Habits
Are your bad financial habits are holding you back from enjoying a debt free and financially independent life? Do you believe that you are in financial catastrophe from where it is impossible to come out? Your life is reflection of your current habits. In case, you have any bad financial habits then they may slow Continue reading →
Kinder Morgan suffers a large price drop, should you be worried?
If you are watching your Kinder Morgan partnership stock carefully (and that is the same with KMI or KMR) you may have noticed that KMP suffered a large drop recently. KMI even dropped almost 6% last week. Should you be worried and dump the stocks? No, that would be a bad move. First answer yourself Continue reading →
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