I decided to change frequency of reviewing and posting my portfolio reviews from weekly to monthly. Weekly reviews are not as important as I thought originally and due to time issues I am not able to keep up posting in such frequency. So here is the review of August 2010 of my Trading account, which is my aggressive portfolio where I buy individual stocks, my ROTH IRA retirement account which is my dividend investing portfolio (to which I am focusing the most right now) and my Lending Club account, P2P lending investment which is growing very well.
Trading Account:
New [tag]stock picks[/tag] this month:
Stocks bought or added to portfolio this month:
none
Stocks dropped from portfolio this month:
none
Stocks watched this month:
none
Existing & new [tag]holdings[/tag]: |
Symbol | Qty | Last | Gain($) | Gain(%) | Stop | ATR | Risk to stop (%) |
[tag]V[/tag] | 20 | 71.50 | -92.19 | -6.06 | 67.28 | 1.6500 | -11.60 |
Contribution this month | $50.00 | |
Current [tag]capital exposure[/tag] | -11.39% | ![]() |
New positions available to open | 0 | ![]() |
Starting [tag]account value[/tag] | $1,539.39 |
Account value (without margin) | $1,549.69 |
Buying power | $119.69 |
[tag]Portfolio[/tag] Gain/Loss for AUGUST 2010 | -2.83% |
Portfolio Gain/Loss for 2010 | -48.03% |
[tag]Annual Return[/tag] (CAGR) | -34.77% |
It is amazing how the markets and investors react. Sometimes I have to laugh. One day you can see and read headlines such as:
Dow and S&P Best 1st Trading Week of September since 1982
Stocks rally as jobs data spurs optimism
Stocks move higher following jobs, housing reports
just to be preceded by:
Dow Logs Worst August in 9 Years
Stocks end a brutal August with meager gains
Stocks drop as fear returns ahead of key economic reports
or
A Commodity Stocks Surge Signals Strength
US stocks end week with a rally; Dow gains 1.7%
Stocks gain as Bernanke, GDP reassure investors
Stocks slip as caution about the economy returns
and today (September 7th, 2010) the worries about economy returns again:
Stocks fall as worries about European debt return
(all headlines found on Yahoo.com)
One day all is good the very next day all is bad, and the other day all is good again… hey, guys (Wall Street geeks), can you figure out what you really want? So is it good or bad?
From long term investing perspective, all this doesn’t matter at all. The only thing I know of is that these days of panic sell off is a great opportunity to buy cheap good quality stocks. So I am saving and preparing for buying more shares. More panics and drops are welcome here.
Lending Club:
Debt notes |
Available cash: | $24.20 |
In Funding Notes: | $0.00 |
Outstanding Principal: | $717.70 |
Accrued Interest: | $5.41 | Account Total: | $722.06 | Net Annualized Return: | 12.30% |
Contributions this month: | $100.00 |
Weighted Average Rate: | 12.40% |
Expected Monthly Payments: | $23.25 |
Payments to Date: | $69.63 |
Principal Payments: | $52.96 |
Interest Payments: | $16.67 |
Late Fees Received: | $0.00 |
Notes Invested In: | 31 |
Average Note Amount: | $25.00 |
Net Annualized Rate to date: | Higher than 65% and lower than 35% of all investors. |
LENDING CLUB CHARTS
![]() Click to enlarge |
![]() Click to enlarge |
ROTH IRA Account:
New [tag]stock picks[/tag] this month:
08/31/2010 Bought 15.139 HSTIX @ 7.84
Existing & new [tag]holdings[/tag]:
NTF Mutual Funds |
Symbol | Qty | Last | Gain($) | Gain(%) | Div. Y(%) |
Port. (%) |
AIGYX | 83.472 | $14.25 | $189.48 | 18.95% | 5.34 | 24 |
ATIPX | 106.395 | $9.20 | $38.66 | 4.11% | 6.94 | 20 |
GABUX | 77.118 | $6.12 | $1.16 | 0.25% | 4.10 | 9 |
HISIX | 26.918 | $6.93 | -$13.46 | -6.73% | 4.73 | 4 |
HSTIX | 64.997 | $8.15 | $13.27 | 2.57% | 3.36 | 11 |
SICNX | 84.265 | $7.07 | -$4.24 | -0.71% | 4.83 | 12 |
SWDSX | 66.777 | $11.27 | -$1.59 | -0.21% | 3.70 | 15 |
SWLSX | 29.814 | $9.46 | $13.12 | 4.88% | 2.16 | 6 |
Individual ETFs |
Symbol | Qty | Last | Gain($) | Gain(%) | Div. Y(%) |
Port. (%) |
IGD | 29.0 | $10.82 | -$42.92 | -12.03% | 10.97 | 100 |
Individual stocks |
Symbol | Qty | Last | Gain($) | Gain(%) | Div. Y(%) |
Port. (%) |
JNJ | 23.0 | $58.70 | -$3.67 | -0.27% | 3.74 | 100 |
Account target and current allocation |
Individual stocks | $$1,350.10 | 42% | 20% |
NTF Mutual funds | $4,986.91 | 38% | 74% |
ETFs | $313.78 | 20% | 5% |
Asset Allocation vs. Wilshire 5000 | Portfolio (%) | Benchmark (%) |
Large Cap Value | 38.12 | 37.25 |
Large Cap Growth | 33.80 | 36.60 |
Mid/Small Value | 17.77 | 13.45 |
Mid/Small Growth | 10.28 | 12.72 |
Stock Stats | Portfolio | Relative to S&P 500 |
Avg. Expense Ratio | 1.04 | |
P/E Ratio | 14.44 | 1.13 |
P/B Ratio | 1.92 | 1.04 |
ROA | 6.90 | 0.86 |
ROE | 17.20 | 0.85 |
Projected EPS Growth 5yr% | 7.81 | 0.80 |
Yield % | 4.22 | 1.96 |
Contribution this month | $100.00 |
Starting [tag]account value[/tag] | $6,560.16 |
Account value | $6,705.56 |
Dividends received in AUGUST 2010 | $13.29 |
Dividends received in 2010 | $235.04 |
Portfolio dividends yield 2010 | 3.51% |
Portfolio dividends yield lifetime | 4.22% |
Dividends received lifetime | $319.16 |
[tag]Portfolio[/tag] Gain/Loss for AUGUST 2010 | -1.36% |
Portfolio Gain/Loss for 2010 | -4.76% |
[tag]Annual Return[/tag] (CAGR) | -4.10% |
[tag]Portfolio Return[/tag] since inception | -14.31% |
PORTFOLIO CHARTS
As I wrote in my previous posts I have a goal to save $30,000 (into mutual funds) and then reallocate 16,000 dollars into individual stocks or ETFs. Instead of using savings account for this goal I decided to use no transaction fee mutual funds, which are cost free and allow me investing as little as one dollar as well as paying relatively high dividends. The list of mutual funds you can see in above review.
Here is the progress of my savings goal:
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My overall investing goal is to reach $500k prior to reaching retirement age or earlier. Since I have started quite late I will be looking for options how to boost my savings.
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